M-KOPA Nigeria is looking to expand beyond smartphone financing following a strong performance in 2025. During the said period, the company disbursed more than ₦231 billion in loans. The milestone signals growing demand from Nigeria’s informal economy, a segment long underserved by traditional lenders but increasingly dependent on digital tools for income generation. In Nigeria, M-KOPA primarily finances smartphones for individuals operating within the informal sector. As smartphone and Internet penetration deepens, mobile devices have evolved from basic communication tools into essential work assets. For millions of traders, gig workers, and small business owners, access to a smartphone now directly influences earning capacity. Yet this demographic continues to face limited access to c...