Chowdeck taps MyCoverGenius to introduce accident insurance for its 20,000 riders
Tech • 2h ago
**Protecting Nigeria's Ride-Sharing Heroes**
As Nigeria's on-demand delivery platforms continue to boom, a pressing concern has been left unaddressed - the welfare of the individuals who make it all happen. For over 20,000 riders on Chowdeck, a popular Nigerian delivery service, this concern has just been addressed with a game-changing personal accident insurance scheme.
Launched in partnership with MyCoverGenius, a leading Nigerian insurance provider, this initiative automatically covers all active Chowdeck riders, providing them with vital protection in the event of accidents. The comprehensive cover includes medical expenses, temporary disability benefits, and more, ensuring that riders are not left to bear the financial burden of an accident alone.
This move by Chowdeck comes at a time when the company has experienced significant growth, with over one million orders fulfilled in November 2025 alone. As order volumes continue to rise, so does the risk of accidents and long riding hours taking a toll on riders' physical and financial well-being. By introducing this insurance scheme, Chowdeck is taking a crucial step towards ensuring the welfare of its riders and addressing the concerns of many who have spoken out about the fragility of their earnings.
The significance of this partnership cannot be overstated. As other mobility platforms like Bolt and inDrive have also partnered with MyCoverGenius to offer similar insurance plans, it is clear that companies are beginning to recognize the importance of prioritizing the welfare of their gig workers. This shift in approach is a welcome one, as it signals a growing recognition of the critical role that these individuals play in keeping our cities moving.
For Adebowale Banjo, CEO of MyCoverGenius, this partnership is a testament to the company's mission of making insurance accessible and impactful for everyday Africans. By working with Chowdeck, MyCoverGenius is extending protection to thousands of hardworking riders and demonstrating the potential for digital platforms to integrate insurance in ways that directly improve lives. As Nigeria's on-demand delivery sector continues to grow, it will be interesting to see how other companies follow suit and prioritize the welfare of their riders.