**Nigeria's Digital Evolution: A Story of Innovation and Progress** As we celebrate another milestone in Nigeria's digital journey, it's fitting to reflect on the path that has brought us to where we are today. Our digital evolution has been a remarkable one, transforming the way we do business, interact with each other, and access essential services. At the forefront of this revolution is the fintech sector, with companies like Flutterwave leading the charge. **From Long Queues to Global Competitiveness** In the early 2000s, Nigeria's telecom sector underwent a significant overhaul under the leadership of former President Olusegun Obasanjo. The reforms that followed dismantled systemic inefficiencies, paving the way for private-sector innovation. For Nigerians, the impact was immediate and profound. Gone were the days of waiting in long queues at NITEL offices to make international calls. Instead, we had access to a rapidly expanding telecom network, empowering businesses and individuals alike. **A Homegrown Fintech Giant** Fast-forward to today, and we have companies like Flutterwave, which has not only disrupted the payments ecosystem but has also expanded globally. As the founder of MTN Nigeria, Dr Ernest Ndukwe, recently observed, Flutterwave is an "international company made in Nigeria." Its ability to meet global standards is a testament to the strength of local enterprise when backed by the right policy environment. **Sustaining Excellence** As Flutterwave continues to scale across markets, it's essential to recognize the importance of strong institutional discipline. According to Dr Ndukwe, corporate governance is crucial in maintaining focus and direction. The company's leadership must remain committed to excellence, even as it navigates the challenges of growth. **Honoring the Pioneers** We must also acknowledge the trailblazers who have paved the way for today's fintech revolution. Innovators like John Obaro, founder of SystemSpecs and creator of Remita, have laid the groundwork for the broader financial technology ecosystem. Their contributions have strengthened the sector, enabling companies like Flutterwave to thrive. **A Bright Future Ahead** As we celebrate Flutterwave's 10th anniversary, we can look forward to a bright future for Nigeria's fintech sector. With continued industry support and a focus on excellence, companies like Flutterwave will continue to drive innovation and growth, shaping the digital economy for generations to come.